Top Personal Loan Providers in South Africa (2025)
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Get Payday Loan in 15 Minutes With Bad Credit
Looking for instant cash? These trusted payday loan apps in South Africa can help you borrow safely — even with bad credit.
Wonga
One of SA’s most popular short-term loan providers. Offers fast online approval with clear terms.
View DetailsBarko Financial Services
Great for salaried workers. Offers up to R4000 with same-day payment at selected branches.
Compare NowFinchoice
Online loans up to R40,000 with flexible repayment terms. Ideal for emergency borrowing.
Apply HereCapitec Bank
Reputable bank offering personalized payday loans with competitive interest rates.
Check OffersMoneyline
Short-term loans for SASSA recipients. Quick approval and easy mobile access.
See Loan InfoBayport Financial Services
Fixed interest personal loans available to civil servants and private employees.
Fix Your LoanAbsa
One of SA’s big banks offering online payday loans with fast processing and flexible terms.
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Not sure how payday loans work? Read our guide on emergency loans in South Africa to stay informed.